3 Ways to Plan for Long-Term Care

3 Ways to Plan for Long-Term Care

As your loved one ages, chances are that they will begin to need help with everyday activities. Factors such as overall health, the condition of their home, and even cognitive function can factor into the amount and type of care that your loved one will need.

It is always wise to ensure that you and your family are prepared for anything because the need for long term care could come when you least expect it. So it is important that your plans for long term care are at least mapped out ahead of time.

In this post, we will cover three ways to help you start preparing for long term care.

1. Educate Yourself

The first and most important step in long term care planning is educating yourself and your loved ones on the facts.

There are a few key things to know:

  • Most people prefer to receive long-term care at home, so perhaps rather than putting them in an assisted living facility, modifications can be done to their home to make things easier.
  • People who live alone are more likely to need long-term care than those with a spouse or partner that can help them.
  • Long-term care can be very costly.
  • There are different options for long term care, like assisted living, home health services, independent living, adult day/foster care, and hospice.

2. Make Sure Someone Knows Your Loved One’s Wishes, As Well As Your Needs

When you start planning for long term care, it is so important to remember that, at the end of the day, this is about your loved one and their wishes, and you will be the primary person in charge of making sure those wishes are carried out. And chances are, there will be times that you will not be able to help due to work or other family obligations, and there will be times when you will simply need a break.

Take the time to ensure that you are keeping your loved one’s best interest in mind as you plan their care. Also, be sure that you have relatives or friends that will be able to step in during those times when you need help or need a break. This is will be beneficial for both you and your loved one.

3. Offer Support

When it is time to start actively pursuing your plans for long term care, it is so important that you continue to support your loved one during this process.

Yes, taking on the role as a caregiver or making care arrangements for your loved one is a big change for you, but it’s an even bigger life change for your loved one. They are now adjusting from once being independent and self-sufficient to now having 24-hour care and needing help with the most basic tasks. During this time, it is easy for people to become depressed and not want to continue with the plan for long term care, however with your support and assurance, your loved one will be able to navigate the transition much more easily and successfully.

Planning for long term care can be a long and complicated process; However, if you keep these three foundational tips in mind, you can rest assured that your planning process will be much simpler and easier for both you and your loved one!

If you need assistance with long term care planning or have questions, don’t hesitate to reach out to us here at Bell & Associates Consulting Firm!

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