Retirement

Plans

We strive to ensure that you have access to the most accurate and up-to-date advice when it comes to your financial future and life goals. At Bell & Associates Consulting Firm, we work for you and only you. With our vast network of financial professionals, we can easily simplify the complexities of insurance, investments, retirement, and simple family budget counseling.

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Products We Offer

Bell & Associates Consulting Firm believes in helping our clients protect and grow what they currently have so they can easily transition into a successful retirement. We offer several products and services for current retirees and individuals who are making plans for retirement to ensure success.

Annuities

Annuities offer a fixed income stream for a person’s lifetime or a specified period of time. An annuity can be purchased with a lump sum and recipients can begin receiving payouts almost immediately.

Fixed Index Annuities

A fixed indexed annuity is a long-term savings option that provides principal protection in a down market and opportunity for growth. It comes with less risk and less potential return than a traditional annuity.

IRA's

An individual retirement account (IRA) is a tax-advantaged investing tool that individuals can use to generate funds for retirement.

MYGA's

A multi-year guaranteed annuity, or MYGA, is a type of annuity that offers a guaranteed fixed interest rate for a certain period, usually from three to 10 years. MYGAs are best for people who are closer to retirement.

401(k)

A 401(k) is a retirement savings plan that is usually sponsored by an employer. It allows workers to save and invest a portion of their paycheck before taxes are taken out.

Pensions

A pension is a retirement plan that offers a monthly income once you have retired. The amount of your pension is typically based on your years of service, compensation, and age at retirement.

What You Need to Know

Questions, Answers, & Information

Where do we start with your financial services?

Unfortunately, it may be best to start with the unthinkable, which is the plan for your loved ones after your death. This plan begins with a life insurance policy and the necessary wills. We have qualified individuals, including an on-staff attorney, to aid you each and every step of the way. Possessing a living will is also important, in the unfortunate case you survive a tragic illness or injury that may force your family to resolve important matters on your behalf. A Living will helps your family effectively and painlessly carry out your wishes without worry.

Why do I need your financial services?

Having a financial plan helps you to establish both short and long-term goals for yourself and your family. Evaluating your current financial situation in terms of what you have in assets and your debts is the only way to properly achieve this. Once your financials are down on paper, a professional can help you create a practical plan and carry it out. We have an on-staff financial planner at Bell & Associates that will help you monitor, review, and make proper adjustments to your plan if needed.

When is the best time to start?

The best time to start is NOW. You don’t have to be a millionaire to have a solid financial plan set in place. Remember, “It’s not what you have; it’s what you do with it.”

How do I start with financial services?

Start with Bell & Associates! Through our first step program under our budget counseling services, we will help you make a financial plan. This will enable you to gain control by getting you organized, setting financial goals, and prioritizing those goals.