We strive to ensure that you have access to the most accurate and up-to-date advice when it comes to your financial future and life goals. At Bell & Associates Consulting Firm, we work for you and only you. With our vast network of financial professionals, we can easily simplify the complexities of insurance, investments, retirement, and simple family budget counseling.
Bell & Associates Consulting Firm believes in helping our clients protect and grow what they currently have so they can easily transition into a successful retirement. We offer several products and services for current retirees and individuals who are making plans for retirement to ensure success.
Annuities offer a fixed income stream for a person’s lifetime or a specified period of time. An annuity can be purchased with a lump sum and recipients can begin receiving payouts almost immediately.
A fixed indexed annuity is a long-term savings option that provides principal protection in a down market and opportunity for growth. It comes with less risk and less potential return than a traditional annuity.
An individual retirement account (IRA) is a tax-advantaged investing tool that individuals can use to generate funds for retirement.
A multi-year guaranteed annuity, or MYGA, is a type of annuity that offers a guaranteed fixed interest rate for a certain period, usually from three to 10 years. MYGAs are best for people who are closer to retirement.
A 401(k) is a retirement savings plan that is usually sponsored by an employer. It allows workers to save and invest a portion of their paycheck before taxes are taken out.
A pension is a retirement plan that offers a monthly income once you have retired. The amount of your pension is typically based on your years of service, compensation, and age at retirement.
The best time to start is NOW. You don’t have to be a millionaire to have a solid financial plan set in place. Remember, “It’s not what you have; it’s what you do with it.”