Aging In Place: Growing Older At Home

What is “Aging in place”? “Aging in place” occurs when a person decides to remain in their home in their later years as opposed to a long-term senior care facility. Aging in place involves having necessary services, care, and support in the residence. Many seniors report that they would like to age in place, but […]

Can You Pay For Hearing Aids With Health Insurance?

Young girl at the doctor with her mother getting her hearing aid placed.

What is hearing loss? Hearing loss is a medical condition associated with the ear that makes it difficult to hear or understand sounds. Hearing loss affects 26 million people between the ages of 20-69 in the United States. Hearing loss is attributed to a problem with the ear, the nerves coming from the ear, or […]

How to Wisely Manage Your Money as a College Student

College is an exciting time in any young person’s life. It’s the time when you have all the freedom of being an adult, yet not quite all of the responsibility. However, college is also a time for young people to learn and prepare themselves for the real world of adulthood, and one of the biggest […]

3 Exercises That Are Great For Heart Health

What is exercise? Exercise is an activity that requires physical effort to sustain or improve health and fitness. Being physically active is an effective tool for strengthening the heart, keeping your weight under control, and warding off artery damage from high cholesterol, high blood sugar, and high blood pressure that could lead to heart attack […]

Medigap Coverage: How To Know What’s Right For You

What is Medigap? Medicare Supplement Insurance Plans (Medigap) coverage refers to plans that help to fill any gaps in Original Medicare (Medicare Part A and Medicare Part B) coverage. Medigap plans are purchased in addition to Original Medicare, not to replace Original Medicare. Medigap does not work with Medicare Advantage (Medicare Part C). Medigap pays […]

15 Easy Ways To Talk To Kids About Financial Literacy

Father and son counting money together in the kitchen of their home

“Money makes the world go ‘round,” is a popular quote from the 1970’s musical, Cabaret. It represents a crude yet fundamental, the concept of the importance of financial literacy in society. The quote illustrates that money is so powerful that its influence is akin to the forces of nature that make Earth spin on its […]

Why You Need Travel Medical Insurance

Woman excitedly holding a map in front of a large building

Travel medical insurance, also called travel insurance, reimburses a person for covered emergency medical expenses that happens while traveling. Maximum coverage can be significant enough (up to 8 million) to cover major medical expenses like emergency surgery and extended hospital stays. Plans typically require pre-certification by the insurer prior to hospital admission abroad. In instances […]

Health Insurance And Surrogacy: How Does It Work?

Pregnancy is a wonderful experience for many couples looking to grow their family. Unfortunately, there are couples who want children but are unable to have them. Surrogacy is a pregnancy option for couples who are unable to conceive a child on their own. If you are considering surrogacy as an option, here are some common […]

Medicaid And Medicare: What Makes Them So Different?

At a glance: Medicare is a federally operated program, only. Medicaid is a state and federal program. Medicare is an insurance program. Medicaid is an assistance program. Medicare is designed to help cover health care costs of any 65+, disabled, or on dialysis, regardless of income. Medicaid is income based, and designed to help low […]

4 Significant Benefits Of Children’s Life Insurance

Children’s Life Insurance has been the topic of much debate over the years. Life insurance is understood to be necessary, but life insurance for children – is it really worth it? Here are four reasons to consider purchasing a Junior Life Insurance policy for your child! Interested in making sure your child’s future is covered? Click […]