14 Alarming Statistics About Caregiving
More than ever, children find themselves caring for adult parents who are no longer able to care for themselves. Although the nursing home system is reforming, changes still take time to occur. Many adult children are having to move their parents into their homes and provide uncompensated, full-time care. Many well-intentioned adult children are going […]
Mental Health Services: Does Medicare Offer Coverage?
Why is Mental Health Important? Mental health is essential to having a happy, productive lifestyle. Mental health awareness is growing, and an emphasis on senior mental health is occurring. Declining health and disease put seniors at risk for mental health conditions, including anxiety and depression. Medicare covers mental health care, including psychological counseling, preventative screenings, […]
20 Health Insurance Buzzwords You Should Know
Health insurance is a contract with a health insurance company (insurer) that requires the insurer to pay a portion of all health care costs in exchange for a set payment (premium). Insurance is beneficial in that it can offset expensive, unexpected health costs. To those unfamiliar with health insurance, understanding the insurance terminology can be […]
Bell & Associates Owners, Staff Earn Certified Financial Fiduciary® (CFF) Designation
President Kenneth Bell, Vice President Veronica Bell, and Agency Manager Sharon Betts of Bell & Associates Consulting Firm, LLC., have earned the Certified Financial Fiduciary® (CFF) designation. They join a growing group of financial professionals who have earned the Certified Financial Fiduciary® designation and can immediately and clearly demonstrate how they practice a fundamental obligation […]
11 Negative Habits That Damage Your Brain
The brain is a complex organ. The brain controls thought, memory, emotion, touch, motor skills, vision, breathing, temperature, hunger, and body process regulation. Weighing roughly 3 lbs. and composing about 2% of the human body, the brain is vital to everyday functioning. Our brain essentially makes us who we are. Many would argue that our […]
Important Facts You Need To Know About Breast Cancer
October is Breast Cancer Awareness Month. A time to highlight and uplift those who are fighting a daily battle against the disease. Major breast charities increase promotions to raise awareness of the disease and raise funds for research, prevention, diagnosis, treatment, and cure. Notable charities can be found below. Breast Cancer is common among American […]
5 Essential Ways to Prevent Medicare Fraud
Medicare is a national health insurance program in the U.S. designated for Americans 65 years and older, those with disability status, and those with end-stage renal disease and amyotrophic lateral sclerosis (ALS). Medicare was established in 1966 to aid those who could not work but still needed health care. As of 2018, over 59.9 million […]
How to Financially Prepare for a New Baby
Congratulations, you just found out you’re having a baby! Adding a new member to the family is always an exciting experience, so make sure to enjoy the nine-month ride! However, after the shock and excitement wears off, reality starts to sink in: the idea of an extra person is something that you and your spouse […]
How Life Stages and Life Insurance Connect
Editor’s note: Special thanks to the editorial team at Money, an organization that aims to guide people to financial victories through up-to-date information, education, and tools, for writing this article. Life insurance is one of those touchy topics. No one relishes thinking about their own death. And when you mix death and finances in one […]
5 Financial Missteps That Will Ruin Your Retirement
Retirement is that prime time in life when you can relax and be carefree! But in order to be relaxed and carefree, it is vital that you take the time NOW to prepare and save. Below are a few methods you can start implementing now to secure a solid retirement savings! Are you ready to […]